Pensions

One of the most generous tax breaks available in the UK is pension tax relief — yet many people don’t fully take advantage of it.

When we talk about pensions, most people focus on contributions and investment returns — but charges often get overlooked. Even a small percentage difference in annual fees can have a huge impact over decades.

When it comes to retirement planning, one of the most common mistakes is assuming your pension will “just work out” when the time comes. In reality, small adjustments now can make a big difference to your future lifestyle.